Privacy Policy

Merchant Processing Guide understands and respects each visitor’s rights to privacy and is committed to protecting such privacy in accordance with this disclosure. This Privacy Policy shall outline the details as to how to maintain the privacy of each visitor’s nonpublic personal information. The following discusses the policies that we implement to protect privacy.

Your Acceptance of This Privacy Policy                                                                             By using the website, you are accepting the terms set forth in this Privacy Policy.  If you do not agree to the terms of this Privacy Policy, please do not use the website. Your only recourse should you not agree to the terms of this Privacy Policy shall be to discontinue using our services and visiting our website.

Changes and providing Notice
Merchant Processing Guide reserves the right to change and/or update this Privacy Policy at any time. If such changes are made, Merchant Processing Guide will disclose those changes to its clients so that they are aware of such changes of our policies concerning the collection of information, use and disclosure. Any changes and/or updates as and when made to this Privacy Policy are effective immediately upon the making of such change.

The term "non-public personal and business information" is defined as the information that is collected from visitors to this website. Nonpublic personal information does not include information that is available from public sources, such as telephone directories, government records, etc.

The term "affiliate" is defined as those persons and companies that have a business relationship with Merchant Processing Guide and includes but is not limited to the owner of this website, our employees, consultants, accountants, attorneys and other businesses whose services we utilize. The term "non-affiliated third party" is defined as any person or entity that is not our affiliate and includes government employees and agencies (federal authorities).
Categories of Information that We Collect
Visitors may be asked to provide non-public personal and business information when doing business with Merchant Processing Guide and its affiliates and each person or entity that provides us with such information consents to the access and use of this information by the Merchant Processing Guide, its affiliates and non-affiliated third parties.  The Merchant Processing Guide, its affiliates and non-affiliated third parties will not sell or otherwise share your non-public information, but will only use it for the purpose for which it is being supplied. You agree that we may collect the following information about you:  Your name, contact information, including email address, age, gender, IP (Internet Protocol) address, information supplied during the processing of takeout orders from Restaurants, data usage trends, data showing the effectiveness of promotional campaigns, browser information, demographic information, website usage information, data regarding your use of our services, other information relevant to customer surveys and/or offers, and any other information we are legally allowed to collect.

What We do With the Information We Gather                                                                    We may also use your information for internal record keeping and data analysis. For our statistical purposes, we gather details of your visits to our website and the information that you access, including, but not limited to, traffic data, location data, browser usage, weblogs and other communication data. If you contact us, we may keep a record of that correspondence. We also use your information to ensure that content from our website is presented in the most effective manner for you and for your computer or mobile devices. 

We may disclose information we collect from you to an affiliate or other third party in the event of any merger, sale, joint venture, assignment, reorganization, liquidation, transfer or other disposition of all or any portion of our business, assets or stock.

We may use third-party advertising companies to serve ads when you visit our website. These third-party advertising companies may use advertising technologies such as cookies, web beacons and other similar advertising technologies. These companies may use aggregated information (not including your name, address, email address or telephone number) about your visits to our website and third-party websites in order to provide advertisements and promotions about products and services we believe you may find of interest.

We may also release your information when we believe release is appropriate to comply with the law, enforce our website policies and terms and conditions, or protect ours or others’ rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for data analysis, improving our services, marketing, promotional, advertising, or other uses.

How We Keep Nonpublic Personal Information Private
We restrict access to nonpublic personal and business information about you to only those employees and affiliates who need to know that information to provide a quote and the services we are discussing for you and or your business.

Restriction on Disclosure of Nonpublic Personal Information
We do not disclose any nonpublic personal information about you to third parties other than for the purpose for which it is being supplied to us, and except as permitted or required by law. Further, we do not under any circumstances sell or rent customer lists, member database or personal information to any party for marketing purposes.

What Happens When You Link to or From Another Website                                           This website may contain links to other websites. Please be advised that the practices described in this Privacy Policy do not apply to information gathered through third party websites, websites operated by our affiliates or websites operated by non-affiliates.  Merchant Processing Guide is not responsible for the actions and privacy policies of third parties, its affiliates, its non-affiliates or their websites and we therefore encourage you to familiarize yourself with the privacy policies provided by those parties.

Governing Law                                                                                                                This website is intended for use in the United States of America and is governed by the laws of the State of Connecticut. We attempt to protect the personal information of all users of this website and we attempt to comply with local data protection and consumer rights laws to the extent they may apply to the services we provide, but the website is targeted to United States of America citizens and our policies are directed at compliance with those laws.  If you are uncertain whether this Privacy Policy conflicts with the applicable local privacy laws where you are located, you should not submit your personal information through this website.

Notice to Non-Us Users                                                                                                      If you are located outside the United States of America, you should be aware that your personal information will be transferred to the United States of America, the laws of which may differ from the laws of your country. If you are located in a country outside the United States of America and voluntarily submit Personal Information to us, you thereby consent to the general use of such information as provided in this Privacy Policy and to the transfer of that information to, and/or storage or processing of that information in, the United States of America and you understand that your information may be available to government authorities under lawful orders and laws applicable there.


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